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Home » Oatmeal Breakfast Recipes

Banana Cream Oatmeal

Updated: Jan 22, 2026 · Published: Jan 8, 2026 by Janessa · This post may contain affiliate links · 1 Comment

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This banana cream oatmeal is creamy, naturally sweet and boosted with fiber and protein for a balanced breakfast to help fuel your busy morning.

Jump to:
  • Breakfast at a Glance
  • Nessy's Note
  • Ingredients and Substitutions
  • My Tips for the Best Banana Cream Oatmeal
  • More Oatmeal Recipes...
Banana cream oatmeal in bowl with banana.

Breakfast at a Glance

  • Prep Time: <15 minutes total
  • Planning Ahead: You could measure out the ingredients ahead of time to make it slightly quicker in the morning
  • Morning Effort: About 15 minutes
  • Protein: 19g
  • Fiber: 10g

Nessy's Note

It's no wonder that desserts like banana cream pie and banana pudding (which inspires the flavor of my banana chia overnight oats) are so loved. Banana and cream go great together!

This banana cream oatmeal captures that same flavor in a cozy, nourishing breakfast that's creamy, just sweet enough and packed with extra fiber and protein to keep you satisfied for hours.

Ingredients and Substitutions

Ingredients on plate and in cups.
  • Large Flake Rolled Oats- This is my go-to for my morning oatmeal (and for my Greek yogurt overnight oats). While I love steel cut oats, they take a lot longer to cook (and aren't always feasible for a busy morning!).
    • Substitution: If you prefer quick oats or steel cut oats, you can experiment with increasing the liquid and cook time (for steel cut oats) or decreasing the liquid and cook time (for quick oats) but I haven't personally tested it for this recipe.
  • Banana- Like for banana chocolate overnight oats, I recommend using a banana that is ripe with a few brown spots as it will be sweeter. We'll be mashing half of it and cooking it right into the oatmeal and then slice the other half for topping.
  • Milk- I like to cook my oatmeal in dairy milk to add a bit of protein and to make it extra creamy. Milk boils over quite easily (more easily than water), so be sure to keep a close eye on it!
    • Substitution: Water also works or an alternative milk. Note that the protein in the recipe will vary depending on what you use.
  • Chia Seeds- I almost always add some chia seeds to my oatmeal to up the fiber.
    • Substitution: You can also add ground flaxseed or leave it out.
  • Sea Salt- I swear by adding a bit of salt to oatmeal whenever I make it as I find it just makes it taste so much better.
  • Egg- Egg white oatmeal is definitely having a moment and for good reason, I love adding some egg whites to oatmeal to make it more filling! But did you know the concept also works with just adding a whole egg? I added an egg to the recipe for extra protein and it also makes the oatmeal a bit more fluffy.
    • Substitution: You can sub ¼ cup of eggs whites or simply leave it out.
  • Cream- For the "cream" in this banana cream oatmeal. I used half and half but heavy cream or coffee cream will also work depending on your preferences (or what you have on hand, which is how I most often decide!).
    • Substitution: Milk or yogurt can be used instead- they'll add a bit more protein as well.
Banana cream oatmeal in a bowl with spoon.

My Tips for the Best Banana Cream Oatmeal

  • Enjoy it fresh. For best texture and flavor, this oatmeal is best eaten right after making.
  • Choose a ripe banana. It adds natural sweetness and provides a stronger banana flavor.
  • Cook in milk. This makes the oats extra creamy and adds protein. But keep a close eye on it so that it doesn't boil over!
  • Don't skip the salt. A small pinch brings the flavors together.
Banana cream oatmeal in bowl with banana on counter.

More Oatmeal Recipes...

  • Brownie Baked Oatmeal
  • Cinnamon Overnight Oats
  • Peanut Butter Cup Oatmeal

If you give this recipe a try, be sure to let me know what you thought in the comments below!

Banana cream oatmeal in a bowl.

Banana Cream Oatmeal

5 from 1 vote
This banana cream oatmeal is creamy, naturally sweet and boosted with fiber and protein for a balanced breakfast to help fuel your busy morning.
Print Pin Recipe
Prep Time 5 minutes minutes
Cook Time 10 minutes minutes
Total Time 15 minutes minutes
Servings 1

Ingredients

  • ¾ cup milk (or water)
  • ½ medium banana mashed
  • ⅓ cup large flake rolled oats
  • 1 tablespoon chia seeds (optional)
  • ⅛ teaspoon sea salt
  • 1 egg (optional)
  • 2 tablespoon cream (I used half and half)
  • ½ banana sliced
US Customary - Metric

Instructions

  • In a small saucepan, bring milk to a gentle simmer over medium heat (watch it closely so that it doesn't boil over!).
    ¾ cup milk
    Milk in pan to simmer.
  • Add the mashed banana to the pot along with the oats, chia seeds and salt.
    ½ medium banana, ⅓ cup large flake rolled oats, 1 tablespoon chia seeds, ⅛ teaspoon sea salt
    Add banana, oats, chia seeds, and salt to pot.
  • Reduce the heat to medium low and cook for 2-3 minutes, stirring often, until the oatmeal is mostly thickened.
    1 egg
    Added egg to pot.
  • If using, whisk in the egg. Stir constantly and quickly until the egg is cooked and the oatmeal is thick and creamy, about 1-2 additional minutes.
    Thickened oatmeal in pot.
  • Transfer to a bowl and top with cream, the sliced banana and any additional toppings that you'd like.
    2 tablespoon cream, ½ banana
    Transfer to bowl and top with desired toppings.
  • Enjoy!

Notes

Make Ahead and Leftovers: This oatmeal is best enjoyed fresh but if you'd like to prep it ahead or have leftovers, store it in an airtight container in the refrigerator.
If you can, wait to add the sliced banana and cream until just before serving. When ready to eat, rewarm the oatmeal in the microwave and top with the banana slices and cream.

Nutrition

Calories: 508kcal | Carbohydrates: 61g | Protein: 19g | Fat: 23g | Saturated Fat: 10g | Polyunsaturated Fat: 5g | Monounsaturated Fat: 6g | Trans Fat: 0.04g | Cholesterol: 206mg | Sodium: 435mg | Potassium: 941mg | Fiber: 10g | Sugar: 24g | Vitamin A: 1108IU | Vitamin C: 11mg | Calcium: 363mg | Iron: 3mg

Nutrition Note: Nutritional information is estimated using an online calculator and accuracy is not guaranteed. Remember food is more than numbers and this info is intended as a support.

Tried this recipe?Please comment and tell me what you thought!

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Comments

  1. Marie says

    January 08, 2026 at 9:54 pm

    5 stars
    This was so good! I loved how sweet it was with just the banana and it kept me full for hours.

    Reply

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Picture of Janessa.

Hi, I'm Janessa!

I develop easy, balanced breakfast ideas that you can make quickly or prep ahead for busy mornings.

If you’re a working professional (or just a busy person) looking for healthy, satisfying breakfasts, you are in the right place!

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